Ripple on Thursday announced the integration of native digital asset functionality within its enterprise treasury management system, enabling corporate finance teams to hold, view and manage XRP and RLUSD alongside traditional fiat currency balances for the first time on a single platform.
The two features, called Digital Asset Accounts and Unified Treasury, are based on GTreasury, which Ripple acquired in 2025. This system processed $13 trillion in payment volume last year for customers ranging from small businesses to Fortune 500 companies. The digital asset layer adds to this existing infrastructure rather than replacing it.
Digital Asset Accounts allow treasury teams to create a Ripple-native digital asset account within the platform. Balances in XRP, RLUSD and other supported tokens appear alongside cash positions with real-time fiat valuations using live exchange rates.
Transactions are automatically recorded with native notional amounts, fiat equivalents and market price at the time of each event, creating an audit trail without manual entry. The system captures balances with precision to 15 decimal places to match on-chain accuracy and eliminate rounding discrepancies that cause reconciliation issues.
Unified Treasury connects digital asset holdings from multiple external custodians through the same layer of API connectivity that Ripple Treasury already uses for banking integrations.
“Digital assets arrived on the CFO’s desk, and the question evolved from whether to commit to how to do it without disrupting existing operations,” said Renaat Ver Eecke, senior vice president at Ripple Treasury.
The launch puts Ripple Treasury ahead of competing TMS providers, none of whom currently offer native digital asset management.
Ripple said these two features are the first of a broader framework for digital assets that will extend to cross-border settlements, business-to-business payments, and overnight yield on idle cash via repo markets, all powered by stablecoins.
